Debt Collection Software Comparison

Tratta is a comprehensive debt recovery platform with built-in campaigns, automation, flexible integrations, and modern APIs to drive consumer engagement and higher payment rates.

PaymentVision handles card-not-present transactions with IVR support card and ACH acceptance for industries including collections and auto finance.

Tratta’s omnichannel outreach and campaign tooling, real-time balance validation, reporting capabilities, wide integrations, and agentless consumer payment experience make us a smart choice for end-to-end debt collections.

Applied Innovation’s PayStream functions primarily as a payment portal with additional features.

Tratta combines collections-first workflows and self-serve consumer payments in a single solution. The platform includes extensive automations, a satisfying consumer portal experience, top-notch branding control, and actionable performance reporting.

Stratus is a REPAY product that focuses on secure payment processing and offers integration with management and collection systems.

Tratta is built specifically for collections agencies and legal recovery firms. The platform integrates self-service features, workflow automations, campaign capability, analytics, reporting, and visibility.

Often embedded in existing ARM and billing systems, REPAY’s PayRazr is a payments portfolio that specializes in payment acceptance and reconciliation.

Tratta’s cohesive debt collections automations, campaigns, payment tools, reporting, and insights make it right for organizations seeking a single source of truth housed in a unified platform.

Concepts2Code's modular approach includes consumer portals and communications, all designed for integration into an existing tech stack.

Tratta’s collections-first platform has been built specifically for original creditors, agencies, and legal teams with unified payments, campaigns, compliance, and multilingual payment IVR to drive self-service resolution.

HealPay focuses primarily on payment acceptance and workflows rather than end-to end-recovery processes.

Tratta is a full-spectrum debt recovery platform that combines consumer self-service, automated workflows, campaigns, compliance, and payments in a single quick-to-implement, easy-to-use system.

Pay N Seconds is a third-party payment gateway focused on processing and recurring payments, not on full collections management.