Debt Collections Software Solution

Our Values

Engaging with Tratta means collaborating with a group of dedicated, passionate professionals guided by a belief that how we do business is a reflection of who we are.

Transparency

Clear, honest communication creates and reinforces the environment of trust that is the foundation of every great partnership.

Accountability

Our team members are responsible for more than just activity. Every action must generate quantifiable outcomes.

Synergy

Your challenges fuel our creativity. Your goals shape our priorities. Your KPIs are the measure of our success.

Efficiency

We welcome every opportunity to reduce friction, simplify processes, and deliver fast, measurable results.

Regulatory Integrity

Operating within compliance frameworks is critical to your business, so it’s foundational to our debt collections software solution.

Our Story

Witness the evolution of our debt collections software solution.

It all starts when career entrepreneur Josh Allen realizes that debt collection agencies and legal recovery firms suffer when legacy systems fail to meet modern consumer communication expectations and the seeds that will grow into Tratta are planted.

Josh will go on to address this critical gap, combining his deep fintech background with a proven history bootstrapping successful SaaS platforms and a love for technology.
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He and his team will come to recognize that effective payment outcomes depend on innovative, timely, and human-centered engagement. In time, they will use what they learn to patiently create a scalable, digital-first debt collections software solution that delivers results by focusing on engagement and trust.

2017

Swipebox is founded.

2019

Swipebox is rebranded as Revenly, and the first iteration of the consumer portal is launched.

2022

Tratta officially launched following the successful wind-down of Revenly, gaining early adoption from digital-first collection firms.

2023

Platform growth accelerates, confirming strong product-market fit and achieving profitability.

2024

An expanded product module that includes analytics and merchant onboarding is introduced. The platform processes over $30 million in accounts receivables per month and offers real-time updates and robust compliance management capabilities.

2025

Strategic expansion targets creditor rights law firms through dedicated sales initiatives and industry education focused on data, compliance, and payment optimization.

LEADERSHIP

Meet the trailblazer at Tratta’s helm.

Josh Allen, Founder and CEO

Josh is a maverick with extensive expertise in financial technology, payment processing, and software product strategy. By embodying our values and guiding our vision, innovation, and relationships, Josh ensures that our debt collections software solution is always excellent and that our clients are consistently satisfied and successful.

A proud Board Member of Receivables Management Association International (RMAI) who routinely shares his expertise with industry colleagues. Josh is a past a member of the Consumer Relations Consortium (CRC), the Association of Credit and Collection Professionals (ACA), the Electronic Transactions Association (ETA) Technology Committee, and numerous other professional organizations.

Markets

Who we help

Debt Collection Agencies

Streamline debt recovery and improve account coverage with robust debt collection software including a consumer-focused self-service and payment platform.

Collection Law Firms

Support your legal collection strategy and increase effectiveness with comprehensive, compliant data management and seamless, multilingual payment solutions.

Original Creditors

Nearly 4% of all U.S. credit is delinquent. Strengthen accounts receivable management (ARM) and prevent default with tailored, scalable digital strategies that enhance customer engagement.

Debt Buyers

Maximize account coverage and streamline recovery with intelligent automation that prioritizes outreach, reduces manual work, and boosts operational efficiency.

TESTIMONIALS

What Do Users Say About Using our Debt Collections Software Solution and Working with Tratta?

Debt collection agencies and legal recovery firms love working with Tratta. You will, too.

“After 2.5 years of collaboration between Tratta & InDebted, it’s inspiring to see continuous improvements and an ever-growing number of self-serving customers, a testament to our enduring partnership and a shared focus on the customer.”

Tim Collins

General Counsel, InDebted

“You’ve always been the easiest vendor to work with and I mean that, thank you!”

Antoinette L. Mayfield

Vice President, Finance and Accounting
Financial Asset Management Systems, Inc. (FAMS)

“The reporting is faster, way more accurate, and it's saved our team a ton of time. We’re getting insights we didn’t have before, and that’s helping us make better decisions faster. Huge thanks to the team for getting this up and running — it’s making a big difference already!”

Jason Thompson

Chief of Staff, Accelerated Receivables Solutions

CUSTOMER-FIRST

Incomparable Customer Service is our Number One Priority

From initial inquiry to seamless customer self-serve debt collection portal implementation and ongoing user support, every Tratta team member is committed to your total satisfaction.

‘‘We typically get the information we need the same day. It's been a great customer experience.’’

Clint Knisal, Director of Risk Management and Collections, Multi Service Fuel Card

Read Success Stories

Rapid Onboarding

We’ll implement your new portal, integrate with existing systems, and train your people in 30 days.

White Glove Service

We will demonstrate our commitment to you with patience, responsiveness, and respect at all times.

Human Support

Enjoy 24/7 support ticketing and 99% same day response rate. No chatbots or offshore call centers.

Clear Communication

Questions? Concerns? We’ll tell you when you can expect resolution, then follow up on time.

The Team Behind Tratta’s Debt Collections Software Solution

Our Mission

Our Vision