Flexible, Configurable Automated Debt Collection Software

Your debt collection platform should fit the way you work, not the other way around. Our configurable software allows you to tailor every approach, increasing recovery velocity and driving revenue.
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What Happens When You Partner with Tratta?

Manage your company’s branding, payments, users, policies, notifications, and more from a fully integrated, easy-to-use dashboard embedded into our automated debt collection software.
Branding
Configure the user portal with your company's unique visual identity and branding elements.
Payment Settings
Customize the settings that will be used for all of the payments your organization collects.
Settlement Offers
Every business type can quickly and simply create dynamic settlement offers.
Notifications
Manage which notifications the system automatically sends to you and your customers.
User Management
Add/remove users and customize individual permissions for better privacy and security.
Consumer Portal
Adjust portal settings to control what consumers see when they log in.
Legal Policies
Customize the legal policies that appear as links in your organization's footer.
Property Labels
Manage your organization’s property labels for consistency across all channels.

Millions of consumers trust companies that use Tratta

hims logoOpendoor logoBolt logoThe Athletic logoGroupon logoGroupon logoGroupon logoAlign Balance logoCouch Lambert logoStenger Stenger logoVeloctity logo
Complete Configurability. Total Control. Zero Coding.
Integrated Dashboard
Complete Configurability. Total Control. Zero Coding.
Tratta’s user-friendly dashboard helps teams increase effectiveness with fewer help desk calls. Give your people full control over notices, payment settings, workflows, and consumer experiences to create fast updates at scale without disruption.
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    Self‑Service Admin Interface
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    Legal Policy Buckets
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    Branded Email/SMS Templates
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    Account Status Mapping and Flags
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    White‑Labeled Field Titles
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    Workflow Management
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    System Administration
Total Control
Tailored Consumer Experiences
Configure every step of the consumers' journey based on account status, portfolio, or client.  Tratta’s automated debt collection software includes dynamic settlement parameters, flexible payment plans, verification rules, and branded templates to fit your needs.
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    Custom Verification Rules
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    Granular Payment Settings
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    Flexible Payment Plans
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    Dynamic Settlement Parameters
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    Client/Portfolio‑Specific Overrides
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    Consumer Experience Customization
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    Complex Account Logic and Front‑End Adaptability
Tailored Consumer Experiences
Built to Fit Your Business Model
Exceptional Adaptability
Built to Fit Your Business Model
First-party collectors, third-party agencies, and legal recovery firms all use Tratta. Leverage advanced segmentation, workflow tools, and client-specific overrides. We support complex account logic and multi-channel engagement to manage teams, clients, and assets within a centralized platform.
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    Client Management
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    Built for Teams of All Types
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    Manage All Types of Assets
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    Borrower Management

Frequently Asked Questions

Do you have questions about our automated debt collection software? The answers you’re looking for are here.
Can Tratta be customized to fit our organization’s needs?
Can Tratta be white-labeled?
Can we customize payment options by account status?
Can I create custom notices and communications?
Will the system present disclosures varied by transaction and consumer?
TESTIMONIALS

Industry Praise for Tratta’s Automated Debt Collection Software

‘‘All my data is in one centralized location. I can pull it easily and download it for analysis with just a click. I can put it in whatever format or presentation that the Senior Leaders request. I have the ability to look at how much money we've collected via Tratta on any day or any month, or since the relationship began. That's big for senior leadership because they need me to demonstrate quick return on the investment – but there’s no issue there. There’s been a significant increase in our ability to collect. We definitely made the right decision.’’
Testimonial user
Clint Knisal
Director of Risk Management and Collections, Multi Service Fuel Card
‘Tratta has significantly enhanced RGS’s operational efficiency by automating processes to collect more payments online. I confidently recommend Tratta as a game-changer that delivers tangible results and empowers businesses to thrive in an increasingly digital world.’’
Testimonial user
Chad Kruse
CIO, Williams & Fudge & RGS Financial
‘‘The reporting is faster, way more accurate, and it's saved our team a ton of time. We’re getting insights we didn’t have before, and that’s helping us make better decisions faster. Huge thanks to the team for getting this up and running — it’s making a big difference already!’’
Testimonial user
Jason Thompson
Chief of Staff, Accelerated Receivables Solutions
CUSTOMER-FIRST

Incomparable Customer Service is Our Number One Priority

From initial inquiry to seamless customer self-serve debt collection portal implementation and ongoing user support, every Tratta team member is committed to your total satisfaction.
‘‘We typically get the information we need the same day. It's been a great customer experience.’’
Clint Knisal, Director of Risk Management and Collections, Multi Service Fuel Card
Rapid Onboarding
We’ll implement your new portal, integrate with existing systems, and train your people in 30 days.
White Glove Service
We will demonstrate our commitment to you with patience, responsiveness, and respect at all times.
Human Support
Enjoy 24/7 support ticketing and 99% same day response rate. No chatbots or offshore call centers.
Clear Communication
Questions? Concerns? We’ll tell you when you can expect resolution, then follow up on time.
FEATURES

Collect More Debts with a Customized Approach

Our automated debt collection software includes a suite of flexible features built with you in mind.
Ready to Get Started?
Schedule a personal tour of Tratta and see our automated debt collection software in action.
Request a Demo