Powerful Debt Collection Software for Faster Recoveries

Collection agencies and legal firms cut costs and accelerate transactions with Tratta’s frictionless debt collection software. Our secure, self-service platform adapts to your systems and processes, ensuring broad account coverage.
Request demo

Millions of consumers trust companies that use Tratta

hims logoOpendoor logoBolt logoThe Athletic logoGroupon logoGroupon logoGroupon logo
BENEFITS

Tratta takes the sting out of debt collection

Aligned for
shared success.

We grow when you do. Tratta’s model is tied to your KPIs — driving mutual accountability and long-term success.

Streamlined, scalable, and connected.

No more silos or patchwork tools. Tratta integrates seamlessly, automates reconciliation, and simplifies operations.

Quick launch. Real support. Rapid results.

From fast onboarding to expert support, Tratta gets you live quickly — with 25%+ adoption gains in 90 days.

Goodbye, outdated systems. Hello, modern debt collection software.

Tratta is the only solution you need.
Watch completion rates climb and profits skyrocket as our IVR, secure self-service portal, and easy-launch campaigns steer your customers toward swift, frictionless payment.
Tratta mindmapTratta mindmap

Trusted. Certified. Proven.

Tratta is backed by industry certifications and associations that ensure compliance and credibility you can count on.
National Creditors Bar Association - Industry Partner 2025AICPA SOC logoPCI logoRMAi logoACA International logo
Features

Everything you need. All in one place.

Tratta’s debt collection software saves you time and resources with a secure, all-in-one platform built for speed and accuracy.
Markets

Who we help

Chat bubble money icon
Debt Collection Agencies
Streamline debt recovery and improve account coverage with robust debt collection software including a consumer-focused self-service and payment platform.
Scales icon
Collection Law Firms
Support your legal collection strategy and increase effectiveness with comprehensive, compliant data management and seamless, multilingual payment solutions.
Credit card icon
Original Creditors
Nearly 4% of all U.S. credit is delinquent. Strengthen accounts receivable management (ARM) and prevent default with tailored, scalable digital strategies that enhance customer engagement.
Credit card icon
Debt Buyers
Maximize account coverage and streamline recovery with intelligent automation that prioritizes outreach, reduces manual work, and boosts operational efficiency.
TESTIMONIALS

Industry praise for Tratta’s debt collection software

Why do debt collection executives love partnering with us? The reasons are as unique as the collection teams we serve.
‘‘With Tratta, we deployed a wildly successful multichannel outbound campaign within 21 days of launch, doubling our monthly self-serve in under 2 months.’’
Testimonial user
Matt Ernst
CIO at The CMI Group
‘‘Tratta seamlessly collaborated with the FMA team, allowing us to concentrate on our primary operations and enhance our growth. Since its implementation, we've successfully tripled our online business transactions through self-serve options. This has empowered us to spend our time and resources more efficiently, while Tratta offers a robust platform for us to capitalize on and extend our capabilities.’’
Testimonial user
Mike Janakes
President at FMA Alliance, Ltd.
‘‘Tratta has significantly enhanced RGS’s operational efficiency by automating processes to collect more payments online. I confidently recommend Tratta as a game-changer that delivers tangible results and empowers businesses to thrive in an increasingly digital world.’’
Testimonial user
Chad Kruse
CIO at Williams & Fudge & RGS Financial
debt product types

No matter where debt originates, it ends with Tratta

Recovery agencies, law firms, and debt buyers can finally manage all accounts and cover every credit product with a single, streamlined solution.
Auto icon
Auto
Buy Now, Pay Later icon
Buy Now, Pay Later (BNPL)
Commercial  icon
Commercial
Credit/Charge Card icon
Credit/Charge Card
Financial Services icon
Financial Services
Government/Taxes icon
Government / Taxes
Healthcare icon
Healthcare
Legal Fees/Court Judgments  icon
Legal Fees / Court Judgments
Mortgage/HELOC icon
Mortgage / HELOC
Other Consumer Installment Loans icon
Other Consumer Installment Loans
Student Loans icon
Student Loans
Utility/Telecommunications icon
Utility / Telecom
Tenant/Landlord or Rental icon
Tenant/Landlord or Rental
Ready to Get Started?
Schedule a personal tour of Tratta and see our debt collection software in action.
Request demo