Drive Recovery Rates with Software for Debt Buyers

Advanced tools for portfolio management, outreach, and settlement.
Oversee your portfolio and increase settlements with software for debt buyers. Tratta's purpose-built, proven collection technology adapts to complex data, boosts payment rates, and engages consumers directly.
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Millions of consumers trust companies that use Tratta

hims logoOpendoor logoBolt logoGroupon logoGroupon logoGroupon logoAlign Balance logoCouch Lambert logoStenger Stenger logoVeloctity logo
Total Collections Management
Complete Control for Debt Buyers and Operators
Entirely configurable, fully branded, and totally compliant
No matter how large or diverse your portfolio is, Tratta’s software for debt buyers ensures total control, direct consumer engagement, and a secure digital experience. Adapt quickly with custom logic, advanced reporting, and effective integrations.
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    White-label every aspect to keep your brand top of mind and avoid consumer confusion
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    Update features, templates, and messaging in real time. No external support tickets required
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    Set complex rules for payment options, disclosures, verification, or communications per portfolio
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    Integrate with legacy and modern systems via SFTP, flat file, or REST API for reliable data exchange
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    Access flexible reporting with drag-and-drop filters, campaign tracking, and raw data exports
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    Manage payments and funding with controls for pacing, overpayment prevention, and direct trust account routing
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    Launch digital campaigns using email and texting. Track delivery, open, and opt-out rates
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    Stay audit-ready with security controls, detailed audit logs, and fast compliance support
Complete Control for Debt Buyers and Operators
Self-Service Portal Drives Debt Recovery
Modern Consumer Experience
Self-Service Portal Drives Debt Recovery
Easy settlement, clear communication, and flexible payment options
A secure, mobile-friendly portal is built into Tratta's software for debt buyers. Branded with your organization’s identity, it gives consumers a frictionless digital experience that makes it simple to verify, understand, and resolve accounts.
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    Verify identity easily with options like reference number, SSN digits, or invoice details
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    Access the portal directly via personalized links, email, text, or QR code
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    Review account overviews, download recent statements, and see comprehensive payment history
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    Choose among pre-approved settlements or flexible payment plan options, all visible online
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    Manage payment methods, set up or adjust plans, and pay ad hoc as needed
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    Submit and resolve disputes, upload documents, and communicate directly within the portal
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    Customize notification preferences and receive instant confirmations or reminders
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    Feel confident through clearly branded, trustworthy, and transparent

Trusted. Certified. Proven.

Tratta is backed by industry certifications and associations that ensure compliance and credibility you can count on.
National Creditors Bar Association - Industry Partner 2025AICPA SOC logoPCI logoRMAi logoACA International logo
CUSTOMER-FIRST

Incomparable Customer Service is Our Number One Priority

From initial inquiry to seamless customer self-serve debt collection portal implementation and ongoing user support, every Tratta team member is committed to your total satisfaction.
‘‘We typically get the information we need the same day. It's been a great customer experience.’’
Clint Knisal, Director of Risk Management and Collections, Multi Service Fuel Card
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Rapid Onboarding
We’ll implement your new portal, integrate with existing systems, and train your people in 30 days.
White Glove Service
We will demonstrate our commitment to you with patience, responsiveness, and respect at all times.
Human Support
Enjoy 24/7 support ticketing and 99% same day response rate. No chatbots or offshore call centers.
Clear Communication
Questions? Concerns? We’ll tell you when you can expect resolution, then follow up on time.
FEATURES

Recover More Debts in Less Time

Our software includes a debt collection portal and powerful suite of features built with you in mind.
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Consumer Self‑Service Payment Portal
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Payments and Merchant Services
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Multilingual Payment IVR
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Omnichannel Communications
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Tratta Campaigns
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Reporting and Analytics
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Customization and Flexibility
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Integrations
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Security and Compliance
Ready to Get Started?
Schedule a personal tour of Tratta and see our software for debt buyers in action.
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Insights for Receivables Purchasers

Stay up to date on industry trends for debt collection teams and get expert tips on maximizing efficiency, strengthening compliance, and improving recovery rates with software for debt buyers.
Statute of Limitations on Portfolio Recovery Debts
Gain clarity on the Portfolio Recovery statute of limitations. Discover legal definitions, factors affecting time limits, and debtor protections. Click now!
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Legal Debt Recovery Process: Key Steps & Software Solutions
Improve your legal debt recovery process with proven steps and software tools to speed up collections and maximize results. Start optimizing today!
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Debt Collection Compliance Checklist: An Essential Guide for Debt Collectors
The blog provides a debt collection compliance checklist, emphasizing on FDCPA processes and ethical practices in debt communication.
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