Tratta’s publicly available, volume-based pricing structure combines platform fees with transaction-based components to make the platform affordable for any company.
PaymentVision quotes prices upon request.
Tratta’s debt recovery experts know that nothing is more important to collections teams than data security and compliance. Our platform includes numerous features to protect PII and other confidential information, including:
PaymentVision is PCI DSS Level 1 and SOC 2 Type II compliant.
Recover more debts with omnichannel outreach campaigns. Trigger email/SMS by account or payment activity, personalize with merge fields, and track performance from delivery to resolution.
Not available.
Tratta has a demonstrated track record of 99.99% uptime and can be viewed at status.tratta.io. Offers built-in resilience with retries and error handling.
PaymentVision promotes a 99.99% uptime standard. However, its use of legacy architecture may pose challenges to consistently meeting such standards.
Tratta is a cloud-based SaaS platform that delivers continuous, automatic updates. Users do not need to manage versioning or downloads, and new features are introduced on an ongoing basis to improve workflows.
PaymentVision introduces new features and updates (for example, PayWeb360 v1.15 and v1.16 added options like Payments-in-Full, Email 2FA, Agent Configuration). However, some releases include changes that may require clients to modify or re-configure integrations or workflows, which can be disruptive.
On Tratta’s consumer self-service portal, users can submit dispute requests, upload documents, view real-time balances and payment history, update information and receive tailored settlement offers.
PaymentVision’s PayWeb360 portal allows for online payments, updating personal information, viewing account history, and accepting settlement offers, but does not publicly list consumer dispute submissions or document upload as available features.
Tratta offers a fully white-labeled version with your own company domain and branding, with the Tratta logo removed.
PaymentVision branding and URL are visible on their clients’ portals.
Uses standard HTTP error codes and detailed JSON error messages.
White glove service is a core value at Tratta. Errors occur infrequently but, when one does, you can count on 24/7 support ticketing with a 99% same-day response rate. You’ll always communicate with a knowledgeable US-based agent, not a chatbot or offshore call center.
PaymentVision’s integration layer uses SOAP with XML request/response formats. As with most SOAP implementations, developers may encounter SOAP Faults or XML-formatted error responses during integration and error handling.
Organization-based API endpoints support seamless multi-client management.
Requires handling multiple merchants ID manually.
Tratta offers quick implementation with minimal developer effort and is committed to a 30-day onboarding timeline for every new client.
Longer setup due to SOAP complexities.
Session handling is supported via the API.
Not available.
Destination redirection is supported via the API.
Not available.
Tratta’s API supports verification configurability for security settings
Not available.
The platform supports tracking UTMs for attribution and analytics.
Not available.
Tratta is ready to slide into your tech stack. REST JSON API, real-time webhooks, OAuth and RBAC reduce engineering time and improve reliability.
PaymentVision exposes SOAP endpoints that demand heavier tooling.
Supports guest partial payments, payments in full, and settlements.
Not available.
We grow when you do. Tratta’s model is tied to your KPIs — driving mutual accountability and long-term success.
No more silos or patchwork tools. Tratta integrates seamlessly, automates reconciliation, and simplifies operations.
From fast onboarding to expert support, Tratta gets you live quickly — with 25%+ adoption gains in 90 days.
